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Cincinnati Financial (CINF, Property & liability insurers) Stock Valuation & Fair Value Weak on forward returns

Cincinnati Financial (CINF, Property & liability insurers) trades at a current P/E of 19.8, about 0% below its historical normal valuation, with a forward growth estimate of 4.9% and a PEG of 4.03. Analysts' one-year estimates have been hit 27% of the time. Priced at its historical normal P/E of 19.9 on the same blended earnings, the 2026-10-09 close of $163.39 corresponds to about $164 a share. This is a valuation reference, not a price target.

No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation and forecast return, and for the top ratings, credit rating, growth and analyst accuracy.

DATA AS OF 2026-10-12
Current P/E
19.8
Normal P/E
19.9
PEG
4.03
Fwd growth
4.9%
Div yield
2.3%
RSI (14)
50.4
Neutral
Technical context
  • Price $165.55 at the 2026-10-12 close, 0.8% above the 20-day average ($164.16) and 1.8% below the 50-day ($168.50).
  • RSI (14) at 50.4.
  • 52-week range $148.06 to $190.94: the price is 13.3% below the high and 11.8% above the low.

The Street vs SeerForecast

Wall Street's mean price target for CINF is $191.00 across 6 analysts, 15.4% above the current price. The average analyst rating is Buy. Our SeerForecast read of the same stock, formed without analyst targets: weak on forward returns. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating has been weak on forward returns since 2026-06-03.

Current P/E and rating by weekCurrent P/E moved from 19.3 to 19.8 between 2026-06-03 and 2026-10-09, against a normal P/E of 19.9, with 2 rating changes over 39 recorded weeks.2026-06-03: P/E 19.3, Weak on forward returns, recalculated for the week of 2026-06-032026-06-10: P/E 19.9, Poor on forward returns, recalculated for the week of 2026-06-102026-06-12: P/E 19.9, Poor on forward returns, recalculated for the week of 2026-06-142026-06-16: P/E 19.9, Poor on forward returns, recalculated for the week of 2026-06-162026-06-18: P/E 19.9, Poor on forward returns, recalculated for the week of 2026-06-212026-07-02: P/E 22.4, Poor on forward returns, recalculated for the week of 2026-07-022026-07-06: P/E 23.0, Poor on forward returns, recalculated for the week of 2026-07-062026-07-09: P/E 23.0, Poor on forward returns, recalculated for the week of 2026-07-092026-07-10: P/E 21.4, Poor on forward returns, recalculated for the week of 2026-07-122026-07-13: P/E 21.4, Poor on forward returns, recalculated for the week of 2026-07-132026-07-14: P/E 21.4, Poor on forward returns, recalculated for the week of 2026-07-142026-07-20: P/E 21.6, Poor on forward returns, recalculated for the week of 2026-07-202026-07-22: P/E 21.6, Poor on forward returns, recalculated for the week of 2026-07-222026-07-24: P/E 21.8, Poor on forward returns, recalculated for the week of 2026-07-252026-07-27: P/E 21.8, Poor on forward returns, recalculated for the week of 2026-07-272026-07-31: P/E 21.2, Poor on forward returns, recalculated for the week of 2026-07-312026-07-31: P/E 21.5, Poor on forward returns, recorded live 2026-08-032026-08-07: P/E 21.8, Weak on forward returns, recalculated for the week of 2026-08-072026-08-07: P/E 21.7, Weak on forward returns, recorded live 2026-08-102026-08-14: P/E 21.1, Weak on forward returns, recalculated for the week of 2026-08-142026-08-14: P/E 21.2, Weak on forward returns, recorded live 2026-08-172026-08-21: P/E 20.6, Weak on forward returns, recalculated for the week of 2026-08-212026-08-21: P/E 20.6, Weak on forward returns, recorded live 2026-08-242026-08-27: P/E 20.6, Weak on forward returns, recalculated for the week of 2026-08-272026-08-28: P/E 21.1, Weak on forward returns, recalculated for the week of 2026-08-282026-08-28: P/E 21.0, Weak on forward returns, recalculated for the week of 2026-08-302026-08-28: P/E 21.0, Weak on forward returns, recorded live 2026-08-312026-09-04: P/E 20.9, Weak on forward returns, recalculated for the week of 2026-09-052026-09-04: P/E 20.9, Weak on forward returns, recorded live 2026-09-072026-09-11: P/E 20.7, Weak on forward returns, recalculated for the week of 2026-09-122026-09-11: P/E 20.7, Weak on forward returns, recorded live 2026-09-142026-09-18: P/E 20.6, Weak on forward returns, recalculated for the week of 2026-09-192026-09-18: P/E 20.6, Weak on forward returns, recorded live 2026-09-212026-09-25: P/E 19.8, Weak on forward returns, recalculated for the week of 2026-09-262026-09-25: P/E 19.8, Weak on forward returns, recorded live 2026-09-282026-10-02: P/E 19.6, Weak on forward returns, recalculated for the week of 2026-10-032026-10-02: P/E 19.6, Weak on forward returns, recorded live 2026-10-052026-10-09: P/E 19.8, Weak on forward returns, recalculated for the week of 2026-10-102026-10-09: P/E 19.8, Weak on forward returns, recorded live 2026-10-1220.021.022.0Jun 3Jul 5Aug 6Sep 7Oct 9Normal P/E 19.9
Weak on forward returnsPoor on forward returnsLarger dot: a stronger reading

Not every point was recorded live. Points marked recalculated are worked out from the metrics tickerseer archived that week.

Selected weeks: the first, the latest, every week the rating moved, and the cheapest and dearest.

WeekCurrent P/EPremium to normal P/ERating
2026-06-03P/E 19.3-3%Weak on forward returns (recalculated)
2026-06-10P/E 19.9+0%Poor on forward returns (recalculated)
2026-07-06P/E 23.0+16%Poor on forward returns (recalculated)
2026-08-07P/E 21.8+10%Weak on forward returns (recalculated)
2026-10-12P/E 19.8-0%Weak on forward returns ← now
Show all 39 weeks
WeekCurrent P/EPremium to normal P/ERating
2026-06-03P/E 19.3-3%Weak on forward returns (recalculated)
2026-06-10P/E 19.9+0%Poor on forward returns (recalculated)
2026-06-14P/E 19.9+0%Poor on forward returns (recalculated)
2026-06-16P/E 19.9+0%Poor on forward returns (recalculated)
2026-06-21P/E 19.9+0%Poor on forward returns (recalculated)
2026-07-02P/E 22.4+13%Poor on forward returns (recalculated)
2026-07-06P/E 23.0+16%Poor on forward returns (recalculated)
2026-07-09P/E 23.0+16%Poor on forward returns (recalculated)
2026-07-12P/E 21.4+8%Poor on forward returns (recalculated)
2026-07-13P/E 21.4+8%Poor on forward returns (recalculated)
2026-07-14P/E 21.4+8%Poor on forward returns (recalculated)
2026-07-20P/E 21.6+9%Poor on forward returns (recalculated)
2026-07-22P/E 21.6+9%Poor on forward returns (recalculated)
2026-07-25P/E 21.8+10%Poor on forward returns (recalculated)
2026-07-27P/E 21.8+10%Poor on forward returns (recalculated)
2026-07-31P/E 21.2+7%Poor on forward returns (recalculated)
2026-08-03P/E 21.5+8%Poor on forward returns
2026-08-07P/E 21.8+10%Weak on forward returns (recalculated)
2026-08-10P/E 21.7+9%Weak on forward returns
2026-08-14P/E 21.1+6%Weak on forward returns (recalculated)
2026-08-17P/E 21.2+7%Weak on forward returns
2026-08-21P/E 20.6+4%Weak on forward returns (recalculated)
2026-08-24P/E 20.6+4%Weak on forward returns
2026-08-27P/E 20.6+4%Weak on forward returns (recalculated)
2026-08-28P/E 21.1+6%Weak on forward returns (recalculated)
2026-08-30P/E 21.0+6%Weak on forward returns (recalculated)
2026-08-31P/E 21.0+6%Weak on forward returns
2026-09-05P/E 20.9+5%Weak on forward returns (recalculated)
2026-09-07P/E 20.9+5%Weak on forward returns
2026-09-12P/E 20.7+4%Weak on forward returns (recalculated)
2026-09-14P/E 20.7+4%Weak on forward returns
2026-09-19P/E 20.6+4%Weak on forward returns (recalculated)
2026-09-21P/E 20.6+4%Weak on forward returns
2026-09-26P/E 19.8-0%Weak on forward returns (recalculated)
2026-09-28P/E 19.8-0%Weak on forward returns
2026-10-03P/E 19.6-1%Weak on forward returns (recalculated)
2026-10-05P/E 19.6-1%Weak on forward returns
2026-10-10P/E 19.8-0%Weak on forward returns (recalculated)
2026-10-12P/E 19.8-0%Weak on forward returns ← now

Frequently asked questions

Is Cincinnati Financial stock overvalued?

At a current P/E of 19.8 versus its historical normal P/E of 19.9, Cincinnati Financial trades about 0% below its typical valuation, with a PEG of 4.03 on 4.9% forward growth. tickerseer currently rates it weak on forward returns.

What is Cincinnati Financial's fair value and PEG?

Cincinnati Financial trades at a current P/E of 19.8 against a historical normal P/E of 19.9, a PEG of 4.03, and a forward growth estimate of 4.9%. Priced at its historical normal P/E of 19.9 on the same blended earnings, the 2026-10-09 close of $163.39 corresponds to about $164 a share. This is a valuation reference, not a price target.

Has tickerseer's rating of Cincinnati Financial changed?

tickerseer's rating has been weak on forward returns since 2026-06-03.

What is the analyst price target for Cincinnati Financial?

The mean Wall Street price target for Cincinnati Financial is $191.00 across 6 analysts, 15.4% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Property & liability insurers. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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