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Synchrony Financial (SYF, Consumer Finance) Stock Valuation & Fair Value Fairly valued

Synchrony Financial (SYF, Consumer Finance) trades at a blended P/E of 7.8 — about 20% below its historical normal valuation — with a forward growth estimate of 9.9% and a PEG of 0.78. Analysts' one-year estimates have been hit 45% of the time.

Blended P/E
7.8
Normal P/E
9.7
PEG
0.78
Fwd growth
9.9%
Div yield
1.7%

Valuation flags

Verdict history

tickerseer's rating has been fairly valued since 2026-06-03.

2026-06-03P/E 7.7-21%Fairly valued
2026-06-10P/E 7.6-22%Fairly valued
2026-06-14P/E 7.6-22%Fairly valued
2026-06-16P/E 7.6-22%Fairly valued
2026-06-21P/E 7.6-22%Fairly valued
2026-07-02P/E 8.3-15%Fairly valued
2026-07-06P/E 8.2-16%Fairly valued
2026-07-09P/E 8.2-16%Fairly valued
2026-07-12P/E 7.8-20%Fairly valued
2026-07-13P/E 7.8-20%Fairly valued
2026-07-14P/E 7.8-20%Fairly valued ← now

Frequently asked questions

Is Synchrony Financial stock overvalued?

At a blended P/E of 7.8 versus its historical normal P/E of 9.7, Synchrony Financial trades about 20% below its typical valuation, with a PEG of 0.78 on 9.9% forward growth — tickerseer currently rates it fairly valued.

What is Synchrony Financial's fair value and PEG?

Synchrony Financial trades at a blended P/E of 7.8 against a historical normal P/E of 9.7, a PEG of 0.78, and a forward growth estimate of 9.9%.

Has tickerseer's rating of Synchrony Financial changed?

tickerseer's rating has been fairly valued since 2026-06-03.

Industry: Consumer Finance. Create a free account to unlock the full analysis — the SeerAI score, its five quality sub-scores, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.