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Synchrony Financial (SYF, Consumer Finance) Stock Valuation & Fair Value Fairly valued

Synchrony Financial (SYF, Consumer Finance) trades at a blended P/E of 8.6, about 12% below its historical normal valuation, with a forward growth estimate of 11.2% and a PEG of 0.77. Analysts' one-year estimates have been hit 45% of the time.

No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation, forecast return and analyst accuracy only. Ratings that cite business quality require one.

Blended P/E
8.6
Normal P/E
9.7
PEG
0.77
Fwd growth
11.2%
Div yield
1.7%
RSI (14)
56.5
Neutral

The Street vs SeerForecast

Wall Street's mean price target for SYF is $89.09 across 23 analysts, 14.1% above the current price. The average analyst rating is Buy. Our SeerForecast read of the same stock, formed without analyst targets: fairly valued. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating has been fairly valued since 2026-06-03.

Price and rating by weekClose moved +15.6 percent from 2026-06-03 to 2026-08-24, with 0 rating changes over 23 recorded weeks.2026-06-03: Fairly valued, close 68.72 (recalculated)2026-06-10: Fairly valued, close 69.56 (recalculated)2026-06-14: Fairly valued, close 73.36 (recalculated)2026-06-16: Fairly valued, close 75.29 (recalculated)2026-06-21: Fairly valued, close 75.26 (recalculated)2026-07-02: Fairly valued, close 76.33 (recalculated)2026-07-06: Fairly valued, close 77.05 (recalculated)2026-07-09: Fairly valued, close 71.57 (recalculated)2026-07-12: Fairly valued, close 72.44 (recalculated)2026-07-13: Fairly valued, close 73.21 (recalculated)2026-07-14: Fairly valued, close 73.68 (recalculated)2026-07-20: Fairly valued, close 73.41 (recalculated)2026-07-22: Fairly valued, close 72.81 (recalculated)2026-07-25: Fairly valued, close 72.90 (recalculated)2026-07-27: Fairly valued, close 75.31 (recalculated)2026-07-31: Fairly valued, close 75.79 (recalculated)2026-08-03: Fairly valued, close 75.792026-08-07: Fairly valued, close 78.59 (recalculated)2026-08-10: Fairly valued, close 78.592026-08-14: Fairly valued, close 81.00 (recalculated)2026-08-17: Fairly valued, close 81.002026-08-21: Fairly valued, close 79.47 (recalculated)2026-08-24: Fairly valued, close 79.4769792026-06-032026-08-24
Attractively valuedFairly valuedAbove fair valueLarger dot: a stronger reading

Not every point was recorded live. Points marked recalculated apply today's valuation rules to the metrics tickerseer archived that week.

2026-06-03P/E 7.7-21%Fairly valued
2026-06-10P/E 7.6-22%Fairly valued
2026-06-14P/E 7.6-22%Fairly valued
2026-06-16P/E 7.6-22%Fairly valued
2026-06-21P/E 7.6-22%Fairly valued
2026-07-02P/E 8.3-15%Fairly valued
2026-07-06P/E 8.2-16%Fairly valued
2026-07-09P/E 8.2-16%Fairly valued
2026-07-12P/E 7.8-20%Fairly valued
2026-07-13P/E 7.8-20%Fairly valued
2026-07-14P/E 7.8-20%Fairly valued
2026-07-20P/E 7.9-19%Fairly valued
2026-07-22P/E 7.9-19%Fairly valued
2026-07-25P/E 7.8-20%Fairly valued
2026-07-27P/E 7.8-20%Fairly valued
2026-07-31P/E 8.3-15%Fairly valued
2026-08-03P/E 8.1-16%Fairly valued
2026-08-07P/E 8.4-13%Fairly valued
2026-08-10P/E 8.4-13%Fairly valued
2026-08-14P/E 8.6-12%Fairly valued
2026-08-17P/E 8.7-11%Fairly valued
2026-08-21P/E 8.2-15%Fairly valued
2026-08-24P/E 8.5-12%Fairly valued
2026-08-27P/E 8.5-12%Fairly valued
2026-08-28P/E 8.6-12%Fairly valued ← now

Frequently asked questions

Is Synchrony Financial stock overvalued?

At a blended P/E of 8.6 versus its historical normal P/E of 9.7, Synchrony Financial trades about 12% below its typical valuation, with a PEG of 0.77 on 11.2% forward growth. tickerseer currently rates it fairly valued.

What is Synchrony Financial's fair value and PEG?

Synchrony Financial trades at a blended P/E of 8.6 against a historical normal P/E of 9.7, a PEG of 0.77, and a forward growth estimate of 11.2%.

Has tickerseer's rating of Synchrony Financial changed?

tickerseer's rating has been fairly valued since 2026-06-03.

What is the analyst price target for Synchrony Financial?

The mean Wall Street price target for Synchrony Financial is $89.09 across 23 analysts, 14.1% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Consumer Finance. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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