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Aflac (AFL, Life & Health Insurance) Stock Valuation & Fair Value Trading above fair value

Aflac (AFL, Life & Health Insurance) trades at a blended P/E of 16.2, about 38% above its historical normal valuation, with a forward growth estimate of 4.5% and a PEG of 3.64. Analysts' one-year estimates have been hit 55% of the time.

No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation, forecast return and analyst accuracy only. Ratings that cite business quality require one.

DATA AS OF 2026-08-28
Blended P/E
16.2
Normal P/E
11.8
PEG
3.64
Fwd growth
4.5%
Div yield
2.1%
RSI (14)
39.0
Neutral

The Street vs SeerForecast

Wall Street's mean price target for AFL is $118.27 across 15 analysts, 1.5% above the current price. The average analyst rating is Hold. Our SeerForecast read of the same stock, formed without analyst targets: trading above fair value. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating has been trading above fair value since 2026-06-10.

Price and rating by weekClose moved -0.9 percent from 2026-06-10 to 2026-08-24, with 2 rating changes over 22 recorded weeks.2026-06-10: Trading above fair value, close 117.11 (recalculated)2026-06-14: Trading above fair value, close 117.80 (recalculated)2026-06-16: Trading above fair value, close 117.41 (recalculated)2026-06-21: Trading above fair value, close 115.47 (recalculated)2026-07-02: Trading above fair value, close 120.88 (recalculated)2026-07-06: Significantly overvalued, close 120.47 (recalculated)2026-07-09: Significantly overvalued, close 121.99 (recalculated)2026-07-12: Significantly overvalued, close 121.91 (recalculated)2026-07-13: Significantly overvalued, close 123.30 (recalculated)2026-07-14: Significantly overvalued, close 122.05 (recalculated)2026-07-20: Significantly overvalued, close 124.08 (recalculated)2026-07-22: Significantly overvalued, close 123.58 (recalculated)2026-07-25: Significantly overvalued, close 125.60 (recalculated)2026-07-27: Significantly overvalued, close 126.56 (recalculated)2026-07-31: Significantly overvalued, close 127.48 (recalculated)2026-08-03: Significantly overvalued, close 127.482026-08-07: Significantly overvalued, close 124.61 (recalculated)2026-08-10: Significantly overvalued, close 124.612026-08-14: Significantly overvalued, close 121.45 (recalculated)2026-08-17: Significantly overvalued, close 121.452026-08-21: Trading above fair value, close 116.07 (recalculated)2026-08-24: Trading above fair value, close 116.071171162026-06-102026-08-24
Attractively valuedFairly valuedAbove fair valueLarger dot: a stronger reading

Not every point was recorded live. Points marked recalculated apply today's valuation rules to the metrics tickerseer archived that week.

2026-06-10P/E 16.2+37%Trading above fair value
2026-06-14P/E 16.2+37%Trading above fair value
2026-06-16P/E 16.2+37%Trading above fair value
2026-06-21P/E 16.2+37%Trading above fair value
2026-07-02P/E 16.2+38%Trading above fair value
2026-07-06P/E 16.6+41%Significantly overvalued
2026-07-09P/E 16.6+41%Significantly overvalued
2026-07-12P/E 16.8+43%Significantly overvalued
2026-07-13P/E 16.8+43%Significantly overvalued
2026-07-14P/E 16.8+43%Significantly overvalued
2026-07-20P/E 17.2+46%Significantly overvalued
2026-07-22P/E 17.2+46%Significantly overvalued
2026-07-25P/E 17.4+47%Significantly overvalued
2026-07-27P/E 17.4+47%Significantly overvalued
2026-07-31P/E 17.6+50%Significantly overvalued
2026-08-03P/E 17.6+50%Significantly overvalued
2026-08-07P/E 17.5+49%Significantly overvalued
2026-08-10P/E 17.3+47%Significantly overvalued
2026-08-14P/E 16.8+43%Significantly overvalued
2026-08-17P/E 16.8+43%Significantly overvalued
2026-08-21P/E 16.2+37%Trading above fair value
2026-08-24P/E 16.2+37%Trading above fair value
2026-08-27P/E 16.2+37%Trading above fair value
2026-08-28P/E 16.2+38%Trading above fair value ← now

Frequently asked questions

Is Aflac stock overvalued?

At a blended P/E of 16.2 versus its historical normal P/E of 11.8, Aflac trades about 38% above its typical valuation, with a PEG of 3.64 on 4.5% forward growth. tickerseer currently rates it trading above fair value.

What is Aflac's fair value and PEG?

Aflac trades at a blended P/E of 16.2 against a historical normal P/E of 11.8, a PEG of 3.64, and a forward growth estimate of 4.5%.

Has tickerseer's rating of Aflac changed?

tickerseer's rating has been trading above fair value since 2026-06-10.

What is the analyst price target for Aflac?

The mean Wall Street price target for Aflac is $118.27 across 15 analysts, 1.5% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Life & Health Insurance. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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