Affirm Holdings (AFRM, Payments) Stock Valuation & Fair Value Poor on forward returns
Affirm Holdings (AFRM, Payments) trades at a current P/E of 17.8, a multiple its historical normal P/E is too distorted to compare with, with a forward growth estimate of -4.5%.
No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation and forecast return, and for the top ratings, credit rating, growth and analyst accuracy.
The historical normal P/E published for Affirm Holdings is 237.8, more than six times its current multiple. A gap that wide comes from the company's earnings history rather than from its price, so this page quotes no premium or discount against it.
- Price $78.63 at the 2026-10-12 close, 8.6% above the 20-day average ($72.38) and 6.4% above the 50-day ($73.92).
- RSI (14) at 60.6.
- 52-week range $42.53 to $85.78: the price is 8.3% below the high and 84.9% above the low.
The Street vs SeerForecast
Wall Street's mean price target for AFRM is $98.66 across 32 analysts, 25.5% above the current price. The average analyst rating is Buy. Our SeerForecast read of the same stock, formed without analyst targets: poor on forward returns. When the two disagree, start your digging there.
Valuation flags
- Negative growth forecast
- Misses analyst estimates often (40%)
Verdict history
tickerseer's rating moved from mixed on our tests (2026-06-14) to poor on forward returns (2026-10-12).
Not every point was recorded live. Points marked recalculated are worked out from the metrics tickerseer archived that week.
Selected weeks: the first, the latest, every week the rating moved, and the cheapest and dearest.
Show all 37 weeks
Frequently asked questions
Is Affirm Holdings stock overvalued?
Affirm Holdings trades at a current P/E of 17.8. Its published historical normal P/E is 237.8, more than six times that, so there is no meaningful premium or discount to quote. tickerseer currently rates it poor on forward returns.
What is Affirm Holdings's fair value and PEG?
Affirm Holdings trades at a current P/E of 17.8, a forward growth estimate of -4.5%.
Has tickerseer's rating of Affirm Holdings changed?
tickerseer's rating moved from mixed on our tests (2026-06-14) to poor on forward returns (2026-10-12).
What is the analyst price target for Affirm Holdings?
The mean Wall Street price target for Affirm Holdings is $98.66 across 32 analysts, 25.5% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.
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