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Fair Isaac (FICO, Application Software) Stock Valuation & Fair Value Favorable on our tests

Fair Isaac (FICO, Application Software) trades at a blended P/E of 15.4, about 47% below its historical normal valuation, with a forward growth estimate of 15.9% and a PEG of 0.97. Analysts' one-year estimates have been hit 55% of the time. Priced at its historical normal P/E of 29.1 on the same blended earnings, the 2026-10-02 close of $661.25 corresponds to about $1,250 a share. This is a valuation reference, not a price target.

DATA AS OF 2026-10-05
Blended P/E
15.4
Normal P/E
29.1
PEG
0.97
Fwd growth
15.9%
Div yield
0.0%
RSI (14)
33.8
Neutral
Technical context
  • Price $707.43 at the 2026-10-08 close, 14.1% below the 20-day average ($823.34) and 27.8% below the 50-day ($979.37).
  • RSI (14) at 33.8.
  • 52-week range $592.47 to $1,844.98: the price is 61.7% below the high and 19.4% above the low.

The Street vs SeerForecast

Wall Street's mean price target for FICO is $1,207.05 across 19 analysts, 70.6% above the current price. The average analyst rating is Buy. Our SeerForecast read of the same stock, formed without analyst targets: favorable on our tests. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating has been favorable on our tests since 2026-06-03.

Blended P/E and rating by weekBlended P/E moved from 33.6 to 15.4 between 2026-06-03 and 2026-10-02, against a normal P/E of 29.1, with 7 rating changes over 37 recorded weeks.2026-06-03: P/E 33.6, Favorable on our tests, recalculated for the week of 2026-06-032026-06-10: P/E 29.3, Favorable on our tests, recalculated for the week of 2026-06-102026-06-12: P/E 29.3, Favorable on our tests, recalculated for the week of 2026-06-142026-06-16: P/E 29.3, Favorable on our tests, recalculated for the week of 2026-06-162026-06-18: P/E 29.3, Favorable on our tests, recalculated for the week of 2026-06-212026-07-02: P/E 30.3, Favorable on our tests, recalculated for the week of 2026-07-022026-07-06: P/E 31.9, Favorable on our tests, recalculated for the week of 2026-07-062026-07-09: P/E 31.9, Favorable on our tests, recalculated for the week of 2026-07-092026-07-10: P/E 31.2, Favorable on our tests, recalculated for the week of 2026-07-122026-07-13: P/E 31.2, Favorable on our tests, recalculated for the week of 2026-07-132026-07-14: P/E 31.2, Favorable on our tests, recalculated for the week of 2026-07-142026-07-20: P/E 31.1, Favorable on our tests, recalculated for the week of 2026-07-202026-07-22: P/E 31.1, Favorable on our tests, recalculated for the week of 2026-07-222026-07-24: P/E 30.4, Favorable on our tests, recalculated for the week of 2026-07-252026-07-27: P/E 30.4, Favorable on our tests, recalculated for the week of 2026-07-272026-07-31: P/E 27.9, Favorable on our tests, recalculated for the week of 2026-07-312026-07-31: P/E 27.5, Strong on our tests, recorded live 2026-08-032026-08-07: P/E 25.2, Strong on our tests, recalculated for the week of 2026-08-072026-08-07: P/E 25.4, Strong on our tests, recorded live 2026-08-102026-08-14: P/E 26.9, Favorable on our tests, recalculated for the week of 2026-08-142026-08-14: P/E 26.3, Strong on our tests, recorded live 2026-08-172026-08-21: P/E 27.7, Favorable on our tests, recalculated for the week of 2026-08-212026-08-21: P/E 28.2, Favorable on our tests, recorded live 2026-08-242026-08-27: P/E 28.2, Favorable on our tests, recalculated for the week of 2026-08-272026-08-28: P/E 27.7, Favorable on our tests, recalculated for the week of 2026-08-282026-08-28: P/E 27.6, Favorable on our tests, recalculated for the week of 2026-08-302026-08-28: P/E 27.6, Favorable on our tests, recorded live 2026-08-312026-09-04: P/E 22.2, Strong on our tests, recalculated for the week of 2026-09-052026-09-04: P/E 22.2, Strong on our tests, recorded live 2026-09-072026-09-11: P/E 23.3, Strong on our tests, recalculated for the week of 2026-09-122026-09-11: P/E 23.3, Strong on our tests, recorded live 2026-09-142026-09-18: P/E 22.4, Strong on our tests, recalculated for the week of 2026-09-192026-09-18: P/E 22.4, Strong on our tests, recorded live 2026-09-212026-09-25: P/E 20.2, Strong on our tests, recalculated for the week of 2026-09-262026-09-25: P/E 20.2, Mixed on our tests, recorded live 2026-09-282026-10-02: P/E 15.4, Favorable on our tests, recalculated for the week of 2026-10-032026-10-02: P/E 15.4, Favorable on our tests, recorded live 2026-10-0520.025.030.0Jun 3Jul 3Aug 2Sep 2Oct 2Normal P/E 29.1
Strong on our testsFavorable on our testsMixed on our testsLarger dot: a stronger reading

Not every point was recorded live. Points marked recalculated apply today's valuation rules to the metrics tickerseer archived that week.

Selected weeks: the first, the latest, every week the rating moved, and the cheapest and dearest.

WeekBlended P/EPremium to normal P/ERating
2026-06-03P/E 33.6+16%Favorable on our tests (recalculated)
2026-08-03P/E 27.5-5%Strong on our tests
2026-08-14P/E 26.9-7%Favorable on our tests (recalculated)
2026-08-17P/E 26.3-9%Strong on our tests
2026-08-21P/E 27.7-5%Favorable on our tests (recalculated)
2026-09-05P/E 22.2-24%Strong on our tests (recalculated)
2026-09-28P/E 20.2-30%Mixed on our tests (across a rating rules change)
2026-10-03P/E 15.4-47%Favorable on our tests (recalculated)
2026-10-05P/E 15.4-47%Favorable on our tests ← now
Show all 37 weeks
WeekBlended P/EPremium to normal P/ERating
2026-06-03P/E 33.6+16%Favorable on our tests (recalculated)
2026-06-10P/E 29.3+1%Favorable on our tests (recalculated)
2026-06-14P/E 29.3+1%Favorable on our tests (recalculated)
2026-06-16P/E 29.3+1%Favorable on our tests (recalculated)
2026-06-21P/E 29.3+1%Favorable on our tests (recalculated)
2026-07-02P/E 30.3+4%Favorable on our tests (recalculated)
2026-07-06P/E 31.9+10%Favorable on our tests (recalculated)
2026-07-09P/E 31.9+10%Favorable on our tests (recalculated)
2026-07-12P/E 31.2+7%Favorable on our tests (recalculated)
2026-07-13P/E 31.2+7%Favorable on our tests (recalculated)
2026-07-14P/E 31.2+7%Favorable on our tests (recalculated)
2026-07-20P/E 31.1+7%Favorable on our tests (recalculated)
2026-07-22P/E 31.1+7%Favorable on our tests (recalculated)
2026-07-25P/E 30.4+5%Favorable on our tests (recalculated)
2026-07-27P/E 30.4+5%Favorable on our tests (recalculated)
2026-07-31P/E 27.9-4%Favorable on our tests (recalculated)
2026-08-03P/E 27.5-5%Strong on our tests
2026-08-07P/E 25.2-13%Strong on our tests (recalculated)
2026-08-10P/E 25.4-13%Strong on our tests
2026-08-14P/E 26.9-7%Favorable on our tests (recalculated)
2026-08-17P/E 26.3-9%Strong on our tests
2026-08-21P/E 27.7-5%Favorable on our tests (recalculated)
2026-08-24P/E 28.2-3%Favorable on our tests
2026-08-27P/E 28.2-3%Favorable on our tests (recalculated)
2026-08-28P/E 27.7-5%Favorable on our tests (recalculated)
2026-08-30P/E 27.6-5%Favorable on our tests (recalculated)
2026-08-31P/E 27.6-5%Favorable on our tests
2026-09-05P/E 22.2-24%Strong on our tests (recalculated)
2026-09-07P/E 22.2-24%Strong on our tests
2026-09-12P/E 23.3-20%Strong on our tests (recalculated)
2026-09-14P/E 23.3-20%Strong on our tests
2026-09-19P/E 22.4-23%Strong on our tests (recalculated)
2026-09-21P/E 22.4-23%Strong on our tests
2026-09-26P/E 20.2-30%Strong on our tests (recalculated)
2026-09-28P/E 20.2-30%Mixed on our tests (across a rating rules change)
2026-10-03P/E 15.4-47%Favorable on our tests (recalculated)
2026-10-05P/E 15.4-47%Favorable on our tests ← now

Frequently asked questions

Is Fair Isaac stock overvalued?

At a blended P/E of 15.4 versus its historical normal P/E of 29.1, Fair Isaac trades about 47% below its typical valuation, with a PEG of 0.97 on 15.9% forward growth. tickerseer currently rates it favorable on our tests.

What is Fair Isaac's fair value and PEG?

Fair Isaac trades at a blended P/E of 15.4 against a historical normal P/E of 29.1, a PEG of 0.97, and a forward growth estimate of 15.9%. Priced at its historical normal P/E of 29.1 on the same blended earnings, the 2026-10-02 close of $661.25 corresponds to about $1,250 a share. This is a valuation reference, not a price target.

Has tickerseer's rating of Fair Isaac changed?

tickerseer's rating has been favorable on our tests since 2026-06-03.

What is the analyst price target for Fair Isaac?

The mean Wall Street price target for Fair Isaac is $1,207.05 across 19 analysts, 70.6% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Application Software. Create a free account to see the full analysis: the SeerAI score, its five quality sub-scores, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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