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Root (ROOT, Property & Casualty Insurance) Stock Valuation & Fair Value Trading above fair value

Root (ROOT, Property & Casualty Insurance) trades at a blended P/E of 12.9, about 63% below its historical normal valuation, with a forward growth estimate of -14.4%. Analysts' one-year estimates have been hit 20% of the time. Priced at its historical normal P/E of 35.1 on the same blended earnings, the 2026-09-18 close of $49.84 corresponds to about $136 a share. This is a valuation reference, not a price target.

No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation, forecast return and analyst accuracy only. Ratings that cite business quality require one.

DATA AS OF 2026-09-21
Blended P/E
12.9
Normal P/E
35.1
PEG
—
Fwd growth
-14.4%
Div yield
0.0%
RSI (14)
33.0
Neutral
Technical context
  • Price $46.76 at the 2026-09-23 close, 13.0% below the 20-day average ($53.77) and 15.2% below the 50-day ($55.12).
  • RSI (14) at 33.0.
  • 52-week range $43.21 to $93.37: the price is 49.9% below the high and 8.2% above the low.

The Street vs SeerForecast

Wall Street's mean price target for ROOT is $60.20 across 5 analysts, 28.7% above the current price. Our SeerForecast read of the same stock, formed without analyst targets: trading above fair value. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating has been trading above fair value since 2026-07-31.

Blended P/E and rating by weekBlended P/E moved from 20.1 to 12.9 between 2026-07-31 and 2026-09-21, against a normal P/E of 35.1, with 2 rating changes over 18 recorded weeks.2026-07-31: P/E 20.1, Trading above fair value (recalculated)2026-08-03: P/E 18.7, Trading above fair value2026-08-07: P/E 18.7, Trading above fair value (recalculated)2026-08-10: P/E 17.2, Trading above fair value2026-08-14: P/E 17.2, Trading above fair value (recalculated)2026-08-17: P/E 14.2, Significantly overvalued2026-08-21: P/E 14.2, Significantly overvalued (recalculated)2026-08-24: P/E 15.2, Significantly overvalued2026-08-27: P/E 15.2, Significantly overvalued (recalculated)2026-08-28: P/E 15.2, Significantly overvalued (recalculated)2026-08-30: P/E 15.2, Significantly overvalued (recalculated)2026-08-31: P/E 15.1, Significantly overvalued2026-09-05: P/E 15.1, Significantly overvalued (recalculated)2026-09-07: P/E 15.0, Significantly overvalued2026-09-12: P/E 15.0, Significantly overvalued (recalculated)2026-09-14: P/E 14.0, Significantly overvalued2026-09-19: P/E 14.0, Significantly overvalued (recalculated)2026-09-21: P/E 12.9, Trading above fair value20.030.0Jul 31Aug 13Aug 26Sep 8Sep 21Normal P/E 35.1
Attractively valuedFairly valuedAbove fair valueLarger dot: a stronger reading

Not every point was recorded live. Points marked recalculated apply today's valuation rules to the metrics tickerseer archived that week.

Selected weeks: the first, the latest, every week the rating moved, and the cheapest and dearest.

WeekBlended P/EPremium to normal P/ERating
2026-07-31P/E 20.1-43%Trading above fair value
2026-08-17P/E 14.2-60%Significantly overvalued
2026-09-21P/E 12.9-63%Trading above fair value ← now

Frequently asked questions

Is Root stock overvalued?

At a blended P/E of 12.9 versus its historical normal P/E of 35.1, Root trades about 63% below its typical valuation. tickerseer currently rates it trading above fair value.

What is Root's fair value and PEG?

Root trades at a blended P/E of 12.9 against a historical normal P/E of 35.1, a forward growth estimate of -14.4%. Priced at its historical normal P/E of 35.1 on the same blended earnings, the 2026-09-18 close of $49.84 corresponds to about $136 a share. This is a valuation reference, not a price target.

Has tickerseer's rating of Root changed?

tickerseer's rating has been trading above fair value since 2026-07-31.

What is the analyst price target for Root?

The mean Wall Street price target for Root is $60.20 across 5 analysts, 28.7% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Property & Casualty Insurance. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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