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Truist Financial (TFC, Community & regional banks) Stock Valuation & Fair Value Mixed on our tests

Truist Financial (TFC, Community & regional banks) trades at a current P/E of 10.4, about 27% below its historical normal valuation, with a forward growth estimate of 11.3% and a PEG of 0.91. Analysts' one-year estimates have been hit 27% of the time. Priced at its historical normal P/E of 14.2 on the same blended earnings, the 2026-10-09 close of $46.11 corresponds to about $63.20 a share. This is a valuation reference, not a price target.

No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation and forecast return, and for the top ratings, credit rating, growth and analyst accuracy.

Current P/E
10.4
Normal P/E
14.2
PEG
0.91
Fwd growth
11.3%
Div yield
4.5%
RSI (14)
40.0
Neutral
Technical context
  • Price $46.64 at the 2026-10-12 close, 1.2% below the 20-day average ($47.22) and 5.9% below the 50-day ($49.58).
  • RSI (14) at 40.0.
  • 52-week range $39.40 to $54.14: the price is 13.9% below the high and 18.4% above the low.

The Street vs SeerForecast

Wall Street's mean price target for TFC is $54.03 across 19 analysts, 15.9% above the current price. The average analyst rating is Hold. Our SeerForecast read of the same stock, formed without analyst targets: mixed on our tests. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating has been mixed on our tests since 2026-06-03.

Current P/E and rating by weekCurrent P/E moved from 11.6 to 10.4 between 2026-06-03 and 2026-10-09, against a normal P/E of 14.2, with 0 rating changes over 39 recorded weeks.2026-06-03: P/E 11.6, Mixed on our tests, recalculated for the week of 2026-06-032026-06-10: P/E 11.9, Mixed on our tests, recalculated for the week of 2026-06-102026-06-12: P/E 11.9, Mixed on our tests, recalculated for the week of 2026-06-142026-06-16: P/E 11.9, Mixed on our tests, recalculated for the week of 2026-06-162026-06-18: P/E 11.9, Mixed on our tests, recalculated for the week of 2026-06-212026-07-02: P/E 12.2, Mixed on our tests, recalculated for the week of 2026-07-022026-07-06: P/E 12.2, Mixed on our tests, recalculated for the week of 2026-07-062026-07-09: P/E 12.2, Mixed on our tests, recalculated for the week of 2026-07-092026-07-10: P/E 12.3, Mixed on our tests, recalculated for the week of 2026-07-122026-07-13: P/E 12.3, Mixed on our tests, recalculated for the week of 2026-07-132026-07-14: P/E 12.3, Mixed on our tests, recalculated for the week of 2026-07-142026-07-20: P/E 12.4, Mixed on our tests, recalculated for the week of 2026-07-202026-07-22: P/E 12.4, Mixed on our tests, recalculated for the week of 2026-07-222026-07-24: P/E 12.1, Mixed on our tests, recalculated for the week of 2026-07-252026-07-27: P/E 12.1, Mixed on our tests, recalculated for the week of 2026-07-272026-07-31: P/E 12.2, Mixed on our tests, recalculated for the week of 2026-07-312026-07-31: P/E 12.1, Mixed on our tests, recorded live 2026-08-032026-08-07: P/E 12.2, Mixed on our tests, recalculated for the week of 2026-08-072026-08-07: P/E 12.2, Mixed on our tests, recorded live 2026-08-102026-08-14: P/E 12.3, Mixed on our tests, recalculated for the week of 2026-08-142026-08-14: P/E 12.3, Mixed on our tests, recorded live 2026-08-172026-08-21: P/E 11.6, Mixed on our tests, recalculated for the week of 2026-08-212026-08-21: P/E 11.7, Mixed on our tests, recorded live 2026-08-242026-08-27: P/E 11.7, Mixed on our tests, recalculated for the week of 2026-08-272026-08-28: P/E 11.6, Mixed on our tests, recalculated for the week of 2026-08-282026-08-28: P/E 11.6, Mixed on our tests, recalculated for the week of 2026-08-302026-08-28: P/E 11.6, Mixed on our tests, recorded live 2026-08-312026-09-04: P/E 11.8, Mixed on our tests, recalculated for the week of 2026-09-052026-09-04: P/E 11.8, Mixed on our tests, recorded live 2026-09-072026-09-11: P/E 11.5, Mixed on our tests, recalculated for the week of 2026-09-122026-09-11: P/E 11.5, Mixed on our tests, recorded live 2026-09-142026-09-18: P/E 11.1, Mixed on our tests, recalculated for the week of 2026-09-192026-09-18: P/E 11.1, Mixed on our tests, recorded live 2026-09-212026-09-25: P/E 10.8, Mixed on our tests, recalculated for the week of 2026-09-262026-09-25: P/E 10.8, Mixed on our tests, recorded live 2026-09-282026-10-02: P/E 10.5, Mixed on our tests, recalculated for the week of 2026-10-032026-10-02: P/E 10.5, Mixed on our tests, recorded live 2026-10-052026-10-09: P/E 10.4, Mixed on our tests, recalculated for the week of 2026-10-102026-10-09: P/E 10.4, Mixed on our tests, recorded live 2026-10-1211.012.013.014.0Jun 3Jul 5Aug 6Sep 7Oct 9Normal P/E 14.2
Mixed on our tests

Not every point was recorded live. Points marked recalculated are worked out from the metrics tickerseer archived that week.

Selected weeks: the first, the latest, and the cheapest and dearest.

WeekCurrent P/EPremium to normal P/ERating
2026-06-03P/E 11.6-18%Mixed on our tests (recalculated)
2026-07-20P/E 12.4-12%Mixed on our tests (recalculated)
2026-10-10P/E 10.4-27%Mixed on our tests (recalculated)
2026-10-12P/E 10.4-27%Mixed on our tests ← now
Show all 39 weeks
WeekCurrent P/EPremium to normal P/ERating
2026-06-03P/E 11.6-18%Mixed on our tests (recalculated)
2026-06-10P/E 11.9-16%Mixed on our tests (recalculated)
2026-06-14P/E 11.9-16%Mixed on our tests (recalculated)
2026-06-16P/E 11.9-16%Mixed on our tests (recalculated)
2026-06-21P/E 11.9-16%Mixed on our tests (recalculated)
2026-07-02P/E 12.2-14%Mixed on our tests (recalculated)
2026-07-06P/E 12.2-14%Mixed on our tests (recalculated)
2026-07-09P/E 12.2-14%Mixed on our tests (recalculated)
2026-07-12P/E 12.3-13%Mixed on our tests (recalculated)
2026-07-13P/E 12.3-13%Mixed on our tests (recalculated)
2026-07-14P/E 12.3-13%Mixed on our tests (recalculated)
2026-07-20P/E 12.4-12%Mixed on our tests (recalculated)
2026-07-22P/E 12.4-12%Mixed on our tests (recalculated)
2026-07-25P/E 12.1-15%Mixed on our tests (recalculated)
2026-07-27P/E 12.1-15%Mixed on our tests (recalculated)
2026-07-31P/E 12.2-14%Mixed on our tests (recalculated)
2026-08-03P/E 12.1-15%Mixed on our tests
2026-08-07P/E 12.2-14%Mixed on our tests (recalculated)
2026-08-10P/E 12.2-14%Mixed on our tests
2026-08-14P/E 12.3-14%Mixed on our tests (recalculated)
2026-08-17P/E 12.3-13%Mixed on our tests
2026-08-21P/E 11.6-18%Mixed on our tests (recalculated)
2026-08-24P/E 11.7-18%Mixed on our tests
2026-08-27P/E 11.7-18%Mixed on our tests (recalculated)
2026-08-28P/E 11.6-18%Mixed on our tests (recalculated)
2026-08-30P/E 11.6-18%Mixed on our tests (recalculated)
2026-08-31P/E 11.6-18%Mixed on our tests
2026-09-05P/E 11.8-17%Mixed on our tests (recalculated)
2026-09-07P/E 11.8-17%Mixed on our tests
2026-09-12P/E 11.5-19%Mixed on our tests (recalculated)
2026-09-14P/E 11.5-19%Mixed on our tests
2026-09-19P/E 11.1-22%Mixed on our tests (recalculated)
2026-09-21P/E 11.1-22%Mixed on our tests
2026-09-26P/E 10.8-24%Mixed on our tests (recalculated)
2026-09-28P/E 10.8-24%Mixed on our tests
2026-10-03P/E 10.5-26%Mixed on our tests (recalculated)
2026-10-05P/E 10.5-26%Mixed on our tests
2026-10-10P/E 10.4-27%Mixed on our tests (recalculated)
2026-10-12P/E 10.4-27%Mixed on our tests ← now

Frequently asked questions

Is Truist Financial stock overvalued?

At a current P/E of 10.4 versus its historical normal P/E of 14.2, Truist Financial trades about 27% below its typical valuation, with a PEG of 0.91 on 11.3% forward growth. tickerseer currently rates it mixed on our tests.

What is Truist Financial's fair value and PEG?

Truist Financial trades at a current P/E of 10.4 against a historical normal P/E of 14.2, a PEG of 0.91, and a forward growth estimate of 11.3%. Priced at its historical normal P/E of 14.2 on the same blended earnings, the 2026-10-09 close of $46.11 corresponds to about $63.20 a share. This is a valuation reference, not a price target.

Has tickerseer's rating of Truist Financial changed?

tickerseer's rating has been mixed on our tests since 2026-06-03.

What is the analyst price target for Truist Financial?

The mean Wall Street price target for Truist Financial is $54.03 across 19 analysts, 15.9% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Community & regional banks. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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