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Prudential Financial (PRU, Life insurers) Stock Valuation & Fair Value Strong on our tests

Prudential Financial (PRU, Life insurers) trades at a current P/E of 7.9, about 18% below its historical normal valuation, with a forward growth estimate of 5.3% and a PEG of 1.50. Analysts' one-year estimates have been hit 73% of the time. Priced at its historical normal P/E of 9.6 on the same blended earnings, the 2026-10-09 close of $113.09 corresponds to about $137 a share. This is a valuation reference, not a price target.

No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation and forecast return, and for the top ratings, credit rating, growth and analyst accuracy.

Current P/E
7.9
Normal P/E
9.6
PEG
1.50
Fwd growth
5.3%
Div yield
5.0%
RSI (14)
39.6
Neutral
Technical context
  • Price $113.39 at the 2026-10-12 close, 2.0% below the 20-day average ($115.73) and 4.4% below the 50-day ($118.58).
  • RSI (14) at 39.6.
  • 52-week range $89.73 to $123.70: the price is 8.3% below the high and 26.4% above the low.

The Street vs SeerForecast

Wall Street's mean price target for PRU is $113.40 across 15 analysts, 0.0% above the current price. The average analyst rating is Hold. Our SeerForecast read of the same stock, formed without analyst targets: strong on our tests. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating moved from mixed on our tests (2026-06-03) to strong on our tests (2026-10-12).

Current P/E and rating by weekCurrent P/E moved from 7.1 to 7.9 between 2026-06-03 and 2026-10-09, against a normal P/E of 9.6, with 1 rating change over 39 recorded weeks.2026-06-03: P/E 7.1, Mixed on our tests, recalculated for the week of 2026-06-032026-06-10: P/E 7.4, Mixed on our tests, recalculated for the week of 2026-06-102026-06-12: P/E 7.4, Mixed on our tests, recalculated for the week of 2026-06-142026-06-16: P/E 7.4, Mixed on our tests, recalculated for the week of 2026-06-162026-06-18: P/E 7.4, Mixed on our tests, recalculated for the week of 2026-06-212026-07-02: P/E 7.9, Mixed on our tests, recalculated for the week of 2026-07-022026-07-06: P/E 8.0, Mixed on our tests, recalculated for the week of 2026-07-062026-07-09: P/E 8.0, Mixed on our tests, recalculated for the week of 2026-07-092026-07-10: P/E 8.2, Mixed on our tests, recalculated for the week of 2026-07-122026-07-13: P/E 8.2, Mixed on our tests, recalculated for the week of 2026-07-132026-07-14: P/E 8.2, Mixed on our tests, recalculated for the week of 2026-07-142026-07-20: P/E 8.4, Mixed on our tests, recalculated for the week of 2026-07-202026-07-22: P/E 8.4, Mixed on our tests, recalculated for the week of 2026-07-222026-07-24: P/E 8.5, Mixed on our tests, recalculated for the week of 2026-07-252026-07-27: P/E 8.5, Mixed on our tests, recalculated for the week of 2026-07-272026-07-31: P/E 8.7, Mixed on our tests, recalculated for the week of 2026-07-312026-07-31: P/E 8.7, Mixed on our tests, recorded live 2026-08-032026-08-07: P/E 8.6, Mixed on our tests, recalculated for the week of 2026-08-072026-08-07: P/E 8.6, Mixed on our tests, recorded live 2026-08-102026-08-14: P/E 8.8, Mixed on our tests, recalculated for the week of 2026-08-142026-08-14: P/E 8.9, Mixed on our tests, recorded live 2026-08-172026-08-21: P/E 8.5, Mixed on our tests, recalculated for the week of 2026-08-212026-08-21: P/E 8.5, Mixed on our tests, recorded live 2026-08-242026-08-27: P/E 8.5, Mixed on our tests, recalculated for the week of 2026-08-272026-08-28: P/E 8.3, Mixed on our tests, recalculated for the week of 2026-08-282026-08-28: P/E 8.3, Mixed on our tests, recalculated for the week of 2026-08-302026-08-28: P/E 8.3, Mixed on our tests, recorded live 2026-08-312026-09-04: P/E 8.5, Mixed on our tests, recalculated for the week of 2026-09-052026-09-04: P/E 8.5, Mixed on our tests, recorded live 2026-09-072026-09-11: P/E 8.3, Mixed on our tests, recalculated for the week of 2026-09-122026-09-11: P/E 8.3, Mixed on our tests, recorded live 2026-09-142026-09-18: P/E 8.2, Mixed on our tests, recalculated for the week of 2026-09-192026-09-18: P/E 8.2, Mixed on our tests, recorded live 2026-09-212026-09-25: P/E 8.3, Mixed on our tests, recalculated for the week of 2026-09-262026-09-25: P/E 8.3, Mixed on our tests, recorded live 2026-09-282026-10-02: P/E 7.8, Mixed on our tests, recalculated for the week of 2026-10-032026-10-02: P/E 7.8, Mixed on our tests, recorded live 2026-10-052026-10-09: P/E 7.9, Strong on our tests, recalculated for the week of 2026-10-102026-10-09: P/E 7.9, Strong on our tests, recorded live 2026-10-128.09.0Jun 3Jul 5Aug 6Sep 7Oct 9Normal P/E 9.6
Strong on our testsMixed on our testsLarger dot: a stronger reading

Not every point was recorded live. Points marked recalculated are worked out from the metrics tickerseer archived that week.

Selected weeks: the first, the latest, every week the rating moved, and the cheapest and dearest.

WeekCurrent P/EPremium to normal P/ERating
2026-06-03P/E 7.1-26%Mixed on our tests (recalculated)
2026-08-17P/E 8.9-7%Mixed on our tests
2026-10-10P/E 7.9-18%Strong on our tests (recalculated)
2026-10-12P/E 7.9-18%Strong on our tests ← now
Show all 39 weeks
WeekCurrent P/EPremium to normal P/ERating
2026-06-03P/E 7.1-26%Mixed on our tests (recalculated)
2026-06-10P/E 7.4-22%Mixed on our tests (recalculated)
2026-06-14P/E 7.4-22%Mixed on our tests (recalculated)
2026-06-16P/E 7.4-22%Mixed on our tests (recalculated)
2026-06-21P/E 7.4-22%Mixed on our tests (recalculated)
2026-07-02P/E 7.9-18%Mixed on our tests (recalculated)
2026-07-06P/E 8.0-16%Mixed on our tests (recalculated)
2026-07-09P/E 8.0-16%Mixed on our tests (recalculated)
2026-07-12P/E 8.2-14%Mixed on our tests (recalculated)
2026-07-13P/E 8.2-14%Mixed on our tests (recalculated)
2026-07-14P/E 8.2-14%Mixed on our tests (recalculated)
2026-07-20P/E 8.4-12%Mixed on our tests (recalculated)
2026-07-22P/E 8.4-12%Mixed on our tests (recalculated)
2026-07-25P/E 8.5-11%Mixed on our tests (recalculated)
2026-07-27P/E 8.5-11%Mixed on our tests (recalculated)
2026-07-31P/E 8.7-9%Mixed on our tests (recalculated)
2026-08-03P/E 8.7-9%Mixed on our tests
2026-08-07P/E 8.6-10%Mixed on our tests (recalculated)
2026-08-10P/E 8.6-10%Mixed on our tests
2026-08-14P/E 8.8-8%Mixed on our tests (recalculated)
2026-08-17P/E 8.9-7%Mixed on our tests
2026-08-21P/E 8.5-11%Mixed on our tests (recalculated)
2026-08-24P/E 8.5-11%Mixed on our tests
2026-08-27P/E 8.5-11%Mixed on our tests (recalculated)
2026-08-28P/E 8.3-13%Mixed on our tests (recalculated)
2026-08-30P/E 8.3-13%Mixed on our tests (recalculated)
2026-08-31P/E 8.3-13%Mixed on our tests
2026-09-05P/E 8.5-11%Mixed on our tests (recalculated)
2026-09-07P/E 8.5-11%Mixed on our tests
2026-09-12P/E 8.3-13%Mixed on our tests (recalculated)
2026-09-14P/E 8.3-13%Mixed on our tests
2026-09-19P/E 8.2-14%Mixed on our tests (recalculated)
2026-09-21P/E 8.2-14%Mixed on our tests
2026-09-26P/E 8.3-13%Mixed on our tests (recalculated)
2026-09-28P/E 8.3-13%Mixed on our tests
2026-10-03P/E 7.8-18%Mixed on our tests (recalculated)
2026-10-05P/E 7.8-18%Mixed on our tests
2026-10-10P/E 7.9-18%Strong on our tests (recalculated)
2026-10-12P/E 7.9-18%Strong on our tests ← now

Frequently asked questions

Is Prudential Financial stock overvalued?

At a current P/E of 7.9 versus its historical normal P/E of 9.6, Prudential Financial trades about 18% below its typical valuation, with a PEG of 1.50 on 5.3% forward growth. tickerseer currently rates it strong on our tests.

What is Prudential Financial's fair value and PEG?

Prudential Financial trades at a current P/E of 7.9 against a historical normal P/E of 9.6, a PEG of 1.50, and a forward growth estimate of 5.3%. Priced at its historical normal P/E of 9.6 on the same blended earnings, the 2026-10-09 close of $113.09 corresponds to about $137 a share. This is a valuation reference, not a price target.

Has tickerseer's rating of Prudential Financial changed?

tickerseer's rating moved from mixed on our tests (2026-06-03) to strong on our tests (2026-10-12).

What is the analyst price target for Prudential Financial?

The mean Wall Street price target for Prudential Financial is $113.40 across 15 analysts, 0.0% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Life insurers. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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