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Toast (TOST, Transaction & Payment Processing Services) Stock Valuation & Fair Value Quality business with a solid forward outlook

Toast (TOST, Transaction & Payment Processing Services) trades at a blended P/E of 23.1, about 77% below its historical normal valuation, with a forward growth estimate of 25.2% and a PEG of 0.92. Priced at its historical normal P/E of 100.9 on the same blended earnings, the 2026-09-18 close of $29.74 corresponds to about $130 a share. This is a valuation reference, not a price target.

DATA AS OF 2026-09-21
Blended P/E
23.1
Normal P/E
100.9
PEG
0.92
Fwd growth
25.2%
Div yield
0.0%
RSI (14)
31.9
Neutral

The Street vs SeerForecast

Wall Street's mean price target for TOST is $38.92 across 26 analysts, 30.6% above the current price. The average analyst rating is Buy. Our SeerForecast read of the same stock, formed without analyst targets: quality business with a solid forward outlook. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating has been quality business with a solid forward outlook since 2026-07-31.

Blended P/E and rating by weekBlended P/E moved from 27.8 to 23.1 between 2026-07-31 and 2026-09-21, against a normal P/E of 100.9, with 0 rating changes over 18 recorded weeks.2026-07-31: P/E 27.8, Quality business with a solid forward outlook (recalculated)2026-08-03: P/E 27.3, Quality business with a solid forward outlook2026-08-07: P/E 27.3, Quality business with a solid forward outlook (recalculated)2026-08-10: P/E 27.9, Quality business with a solid forward outlook2026-08-14: P/E 27.9, Quality business with a solid forward outlook (recalculated)2026-08-17: P/E 27.9, Quality business with a solid forward outlook2026-08-21: P/E 27.9, Quality business with a solid forward outlook (recalculated)2026-08-24: P/E 29.2, Quality business with a solid forward outlook2026-08-27: P/E 29.2, Quality business with a solid forward outlook (recalculated)2026-08-28: P/E 29.2, Quality business with a solid forward outlook (recalculated)2026-08-30: P/E 29.2, Quality business with a solid forward outlook (recalculated)2026-08-31: P/E 27.9, Quality business with a solid forward outlook2026-09-05: P/E 27.9, Quality business with a solid forward outlook (recalculated)2026-09-07: P/E 26.7, Quality business with a solid forward outlook2026-09-12: P/E 26.7, Quality business with a solid forward outlook (recalculated)2026-09-14: P/E 25.1, Quality business with a solid forward outlook2026-09-19: P/E 25.1, Quality business with a solid forward outlook (recalculated)2026-09-21: P/E 23.1, Quality business with a solid forward outlook40.060.080.0100.0Jul 31Aug 13Aug 26Sep 8Sep 21Normal P/E 100.9
Attractively valuedFairly valuedAbove fair valueLarger dot: a stronger reading

Not every point was recorded live. Points marked recalculated apply today's valuation rules to the metrics tickerseer archived that week.

Selected weeks: the first, the latest, and the cheapest and dearest.

WeekBlended P/EPremium to normal P/ERating
2026-07-31P/E 27.8-72%Quality business with a solid forward outlook
2026-08-24P/E 29.2-71%Quality business with a solid forward outlook
2026-09-21P/E 23.1-77%Quality business with a solid forward outlook ← now

Frequently asked questions

Is Toast stock overvalued?

At a blended P/E of 23.1 versus its historical normal P/E of 100.9, Toast trades about 77% below its typical valuation, with a PEG of 0.92 on 25.2% forward growth. tickerseer currently rates it quality business with a solid forward outlook.

What is Toast's fair value and PEG?

Toast trades at a blended P/E of 23.1 against a historical normal P/E of 100.9, a PEG of 0.92, and a forward growth estimate of 25.2%. Priced at its historical normal P/E of 100.9 on the same blended earnings, the 2026-09-18 close of $29.74 corresponds to about $130 a share. This is a valuation reference, not a price target.

Has tickerseer's rating of Toast changed?

tickerseer's rating has been quality business with a solid forward outlook since 2026-07-31.

What is the analyst price target for Toast?

The mean Wall Street price target for Toast is $38.92 across 26 analysts, 30.6% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Transaction & Payment Processing Services. Create a free account to see the full analysis: the SeerAI score, its five quality sub-scores, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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