Capital One Financial (COF, Consumer lending & cards) Stock Valuation & Fair Value Mixed on our tests
Capital One Financial (COF, Consumer lending & cards) trades at a current P/E of 9.8, about 9% below its historical normal valuation, with a forward growth estimate of 14.0% and a PEG of 0.70. Analysts' one-year estimates have been hit 36% of the time. Priced at its historical normal P/E of 10.7 on the same blended earnings, the 2026-10-09 close of $199.26 corresponds to about $218 a share. This is a valuation reference, not a price target.
No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation and forecast return, and for the top ratings, credit rating, growth and analyst accuracy.
- Price $201.14 at the 2026-10-12 close, 1.2% above the 20-day average ($198.74) and 4.1% below the 50-day ($209.66).
- RSI (14) at 49.1.
- 52-week range $174.73 to $254.96: the price is 21.1% below the high and 15.1% above the low.
The Street vs SeerForecast
Wall Street's mean price target for COF is $254.77 across 22 analysts, 26.7% above the current price. The average analyst rating is Buy. Our SeerForecast read of the same stock, formed without analyst targets: mixed on our tests. When the two disagree, start your digging there.
Valuation flags
- No notable valuation flags.
Verdict history
tickerseer's rating has been mixed on our tests since 2026-06-03.
Not every point was recorded live. Points marked recalculated are worked out from the metrics tickerseer archived that week.
Selected weeks: the first, the latest, and the cheapest and dearest.
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Frequently asked questions
Is Capital One Financial stock overvalued?
At a current P/E of 9.8 versus its historical normal P/E of 10.7, Capital One Financial trades about 9% below its typical valuation, with a PEG of 0.70 on 14.0% forward growth. tickerseer currently rates it mixed on our tests.
What is Capital One Financial's fair value and PEG?
Capital One Financial trades at a current P/E of 9.8 against a historical normal P/E of 10.7, a PEG of 0.70, and a forward growth estimate of 14.0%. Priced at its historical normal P/E of 10.7 on the same blended earnings, the 2026-10-09 close of $199.26 corresponds to about $218 a share. This is a valuation reference, not a price target.
Has tickerseer's rating of Capital One Financial changed?
tickerseer's rating has been mixed on our tests since 2026-06-03.
What is the analyst price target for Capital One Financial?
The mean Wall Street price target for Capital One Financial is $254.77 across 22 analysts, 26.7% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.
Industry: Consumer lending & cards. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.
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