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SoFi Technologies (SOFI, Consumer Finance) Stock Valuation & Fair Value Fairly valued

SoFi Technologies (SOFI, Consumer Finance) trades at a blended P/E of 31.4, about 41% below its historical normal valuation, with a forward growth estimate of 36.2% and a PEG of 0.87.

No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation, forecast return and analyst accuracy only. Ratings that cite business quality require one.

DATA AS OF 2026-09-21
Blended P/E
31.4
Normal P/E
53.3
PEG
0.87
Fwd growth
36.2%
Div yield
0.0%
RSI (14)
40.8
Neutral
Technical context
  • Price $16.55 at the 2026-09-23 close, 5.8% below the 20-day average ($17.57) and 6.1% below the 50-day ($17.62).
  • RSI (14) at 40.8.
  • 52-week range $15.15 to $32.21: the price is 48.6% below the high and 9.2% above the low.

The Street vs SeerForecast

Wall Street's mean price target for SOFI is $20.34 across 22 analysts, 22.9% above the current price. The average analyst rating is Hold. Our SeerForecast read of the same stock, formed without analyst targets: fairly valued. When the two disagree, start your digging there.

Valuation flags

Verdict history

tickerseer's rating has been fairly valued since 2026-09-19.

Blended P/E and rating by weekBlended P/E moved from 31.4 to 31.4 between 2026-09-19 and 2026-09-21, against a normal P/E of 53.3, with 0 rating changes over 2 recorded weeks.2026-09-19: P/E 31.4, Fairly valued (recalculated)2026-09-21: P/E 31.4, Fairly valued40.050.0Sep 19Sep 20Sep 21Normal P/E 53.3
Attractively valuedFairly valuedAbove fair valueLarger dot: a stronger reading

Ratings recorded live since 2026-09-21. Earlier points apply today's valuation rules to the metrics tickerseer archived that week.

WeekBlended P/EPremium to normal P/ERating
2026-09-19P/E 31.4-41%Fairly valued
2026-09-21P/E 31.4-41%Fairly valued ← now

Frequently asked questions

Is SoFi Technologies stock overvalued?

At a blended P/E of 31.4 versus its historical normal P/E of 53.3, SoFi Technologies trades about 41% below its typical valuation, with a PEG of 0.87 on 36.2% forward growth. tickerseer currently rates it fairly valued.

What is SoFi Technologies's fair value and PEG?

SoFi Technologies trades at a blended P/E of 31.4 against a historical normal P/E of 53.3, a PEG of 0.87, and a forward growth estimate of 36.2%.

Has tickerseer's rating of SoFi Technologies changed?

tickerseer's rating has been fairly valued since 2026-09-19.

What is the analyst price target for SoFi Technologies?

The mean Wall Street price target for SoFi Technologies is $20.34 across 22 analysts, 22.9% above the current price. tickerseer's SeerForecast verdict is formed independently of analyst targets.

Industry: Consumer Finance. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

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