Home / Stocks / MCY

Mercury General (MCY, Property & Casualty Insurance) Stock Valuation & Fair Value Fairly valued

Mercury General (MCY, Property & Casualty Insurance) trades at a blended P/E of 8.9, about 55% below its historical normal valuation, with a forward growth estimate of -1.4%. Priced at its historical normal P/E of 19.9 on the same blended earnings, the 2026-09-18 close of $100.94 corresponds to about $226 a share. This is a valuation reference, not a price target.

No quality score is published for this company, which is normal for insurers, banks and REITs. This rating reflects valuation, forecast return and analyst accuracy only. Ratings that cite business quality require one.

DATA AS OF 2026-09-21
Blended P/E
8.9
Normal P/E
19.9
PEG
—
Fwd growth
-1.4%
Div yield
1.3%
RSI (14)
42.9
Neutral

Valuation flags

Verdict history

tickerseer's rating has been fairly valued since 2026-07-31.

Blended P/E and rating by weekBlended P/E moved from 10.7 to 8.9 between 2026-07-31 and 2026-09-21, against a normal P/E of 19.9, with 2 rating changes over 18 recorded weeks.2026-07-31: P/E 10.7, Fairly valued (recalculated)2026-08-03: P/E 10.7, Fairly valued2026-08-07: P/E 10.7, Fairly valued (recalculated)2026-08-10: P/E 10.7, Fairly valued2026-08-14: P/E 10.7, Fairly valued (recalculated)2026-08-17: P/E 10.2, Fairly valued2026-08-21: P/E 10.2, Fairly valued (recalculated)2026-08-24: P/E 9.6, Trading above fair value2026-08-27: P/E 9.6, Trading above fair value (recalculated)2026-08-28: P/E 9.6, Trading above fair value (recalculated)2026-08-30: P/E 9.6, Trading above fair value (recalculated)2026-08-31: P/E 9.3, Fairly valued2026-09-05: P/E 9.3, Fairly valued (recalculated)2026-09-07: P/E 9.3, Fairly valued2026-09-12: P/E 9.3, Fairly valued (recalculated)2026-09-14: P/E 9.1, Fairly valued2026-09-19: P/E 9.1, Fairly valued (recalculated)2026-09-21: P/E 8.9, Fairly valued10.015.0Jul 31Aug 13Aug 26Sep 8Sep 21Normal P/E 19.9
Attractively valuedFairly valuedAbove fair valueLarger dot: a stronger reading

Not every point was recorded live. Points marked recalculated apply today's valuation rules to the metrics tickerseer archived that week.

Selected weeks: the first, the latest, every week the rating moved, and the cheapest and dearest.

WeekBlended P/EPremium to normal P/ERating
2026-07-31P/E 10.7-46%Fairly valued
2026-08-03P/E 10.7-46%Fairly valued
2026-08-24P/E 9.6-52%Trading above fair value
2026-08-31P/E 9.3-53%Fairly valued
2026-09-21P/E 8.9-55%Fairly valued ← now

Frequently asked questions

Is Mercury General stock overvalued?

At a blended P/E of 8.9 versus its historical normal P/E of 19.9, Mercury General trades about 55% below its typical valuation. tickerseer currently rates it fairly valued.

What is Mercury General's fair value and PEG?

Mercury General trades at a blended P/E of 8.9 against a historical normal P/E of 19.9, a forward growth estimate of -1.4%. Priced at its historical normal P/E of 19.9 on the same blended earnings, the 2026-09-18 close of $100.94 corresponds to about $226 a share. This is a valuation reference, not a price target.

Has tickerseer's rating of Mercury General changed?

tickerseer's rating has been fairly valued since 2026-07-31.

Industry: Property & Casualty Insurance. Create a free account to see the full analysis: the SeerAI score, valuation history, and the AI research note. Options setups and metric history are part of the paid plans.

See the full analysis →🔔 Track MCY free: valuation & earnings alerts

Get the free weekly earnings preview

One email each Monday with the week's named earnings setups, the reasoning, and what settled last week. Strikes and sizing stay in Premium.

It's free, and you can unsubscribe any time. We also send a short product update once a month. Educational content, not investment advice.